Philip Saunders, Jr.  has extensive experience as an expert witness on business valuation and economic damages for the Federal District Courts in Massachusetts, the Southern District of New York, the Southern District of Ohio, US Bankruptcy Court, Massachusetts Superior Court and the Land Court, and arbitrations.  He served as Chapter 7 and Chapter 11 Trustee and Examiner for the U.S. Trustee. He previously was Senior Vice President of Treasury and Financial Services at the John Hancock Life Insurance Company where he created and ran a mortgage company.  A graduate of Yale University, he earned a doctorate in Economics from the London School of Economics.